Many people wrongly assume that they’ll have plenty of time to escape from their home if they notice fire. The reality is that the modern, synthetic materials that are commonly found in most homes mean that fires burn faster than ever. According to the U.S. Fire Administration, a small flame can turn into an uncontrollable…

There is a common misconception that eating healthy is too costly. With preparation, discipline and a little bit of creativity, choosing healthier food options can actually save you money. Check out the following tips for eating healthy on a strict budget: Create a budget for groceries. Food can get expensive fast—figure out how much money…

Recent studies have shown that receiving a distracted driving violation can increase your auto insurance premiums by an average of 19.7%. Insurance penalty amounts can vary by state, with some states issuing penalties that may raise your annual insurance rates by 56%. With car insurance premiums already at an all-time high, it’s important to eliminate…

As a homeowner, you do everything you can to protect yourself from loss. Although some claims may be out of your control, being aware of common causes of insurance claims can help you prepare when faced with loss. The top homeowners insurance claims include: Wind and hail damage—Damages from wind and hail are the most…

Cold winter weather can take its toll on our homes, cars, and bodies. Frozen pipes, dead car batteries, and bodily injuries, are common and often require us to seek help from a professional. As we age, cold weather can be extremely dangerous. Plummeting temperatures can lead to, icy sidewalks, hypothermia and other serious injuries. If…