Buying a home is one of the most important and potentially costly purchases in your life. Mortgages often take decades to pay off and, if you don’t do your due diligence beforehand, it could prove costly to both your safety and finances.
If you’re a homebuyer, you’re probably planning a home inspection before you sign on the dotted line. Here are some things to know going into the process:
- You’ll want to schedule your home inspection at a time you will be able to attend.
- Home inspectors generally focus on the inside and outside of the house—not the grounds or surrounding features (e.g., fences, septic tanks and wells).
- Inspectors will not be able to tell you about issues hidden behind walls or floor coverings.
- You may need to hire specialists to conduct additional inspections for things like asbestos, pests, radon, mold and lead.
When selecting a home inspector, make sure they are qualified. Additionally, ensure the inspector you hire has errors and omissions insurance so you’re protected if they make a mistake during the inspection.
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