PDCM Insurance Forms Risk Management Division to Help Iowa Companies Navigate Recent Changes to OSHA Requirements and the Workers’Compensation System

PDCM Launches New Division with Introductory Rates for OSHA Training
WATERLOO, Iowa—PDCM Insurance, one of Iowa’s leading independent insurance agencies and consulting firms, today announced the formation of a risk management division. PDCM formed the division to assist Iowa businesses develop risk reduction and loss control programs, designed to enhance employee safety, increase profitability and lower insurance rates.
“We’ve entered a time in Iowa history when it’s crucial for companies to have solid workplace safety and OSHA (Occupational Safety and Health Administration) compliance programs in place,” said Chris Fereday, president of PDCM Insurance. “The recent changes with OSHA requirements and changes within the workers’ compensation system have provided some land mines for employers. PDCM’s risk management service will help companies navigate these complexities and give employers a road map to manage their exposures and costs.”
The Boca Raton, Fla.-based National Council on Compensation Insurance (NCCI) helps 38 states, including Iowa, set their workers’ comp rates. For the first time in 20 years, NCCI has changed its methodology in determining individual employers’ workers’ comp premiums. According to Fereday, this “split point adjustment” methodology, which goes into effect Jan. 1, 2013, could result in many Iowa companies paying higher workers’ comp premiums.
“To get the best insurance pricing, it is even more important for companies to enhance their safety programs to prevent loss, and implement ways for employees to come back to work after an injury through practices such as modified-duty and other return-to-work programs,” said Fereday. “Unfortunately, many Iowa companies don’t have, or haven’t updated, their workplace safety policy and procedures—and are not aware of the multitude of changes to OSHA standards or OSHA’s stepped-up compliance enforcement during the last few years.”
PDCM risk management services include onsite consultation and inspection to identify risks, injury trend and causation analysis, safety manual development for high- and low-risk procedures, electronic OSHA record keeping, mock OSHA safety audits and a variety of OSHA outreach training programs.
Bill Trammell Jr., senior loss control specialist for PDCM with more than 20 years of experience conducting safety training, is heading up the new risk management division and is the lead safety trainer for the company.
“If your company is not aware of OSHA safety laws and the risks of non-compliance, PDCM risk management can now educate business management and train employees across the state of Iowa,” said Trammell. “While every company should have workplace safety policies and procedures, and an OSHA compliance program, certain industries such as construction, manufacturing and healthcare have greater risk and should ensure their employees go through OSHA training. Although PDCM offers customized OSHA training programs specific to industries and job positions, a good starting point for all employees is to go through OSHA 10-hour general industry training.”
In recognition of its new risk management division, PDCM will offer a $140-per-employee introductory rate for its OSHA 10-hour general industry training, Feb. 20 – 21, 2013, in Waterloo.  This training provides an introduction to OSHA, covers a variety of general industry safety and health hazards an employee may encounter, and educates employees on how to identify hazards and prevent job-related injuries at the worksite. Employees can register for the safety class at www.PDCM.com.
In addition to the OSHA 10-hour and 30-hour general industry training courses, PDCM offers many other training opportunities, including safety classes customized to an individual company’s needs and conducted at the company’s worksite. Curriculum varies from first aid and CPR certification and ergonomics for office environments to construction and industrial equipment safety classes, covering topics such as hazardous material handling, safe forklift operations and welding precautions.
PDCM Insurance Inc., a leading Iowa independent insurance agency and consulting firm, has managed the insurance needs of Iowa businesses for more than 90 years. PDCM is committed to keeping pace with the ever-changing insurance industry and continuing to meet its clients’ challenges through responsive customer service and innovative and cost-effective programs. For more information, visit www.PDCM.com.
Through its strategic Risk Reduction Approach™, PDCM risk management develops risk reduction and loss control programs to help businesses lower insurance rates and increase profitability. PDCM risk management conducts safety training and develops OSHA compliance programs for OSHA safety regulations, including OSHA compliance surveys and guidelines, and OSHA safety manuals, audits and inspections. PDCM risk management’s CompleteCARE system guides businesses through the workers’ compensation process, from strategies to reduce the total cost of the claim to advocating for return-to-work strategies. For more information about PDCM risk management, call 319-234-8888 or visit www.PDCM.com/Risk-Management.
PDCM Insurance Forms Risk Management Division to Help Iowa Companies Navigate Recent Changes to OSHA Requirements and the Workers’Compensation System by
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