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PDCM Insurance Blog | Insurance Tips and Advice

Holiday Stress: Traveling

The holiday season is the busiest time of the year for long-distance travel. Flights are often overbooked and highways are overcrowded, which can add stress to the season. Keep Your Sanity To keep travel worries from ruining your holiday plans, reduce your stress by planning ahead. Use the following tips to help you stay in…

Claims That Will Increase Your Home Insurance Rates

Home insurance is important to help you financially recover from a disaster. Unfortunately, the more claims you file, the more expensive your insurance rates will be. Although all claims will likely raise your home insurance rates, these five will have the greatest impact on your home insurance premium. Fire claims occur when your home becomes…

Safety Tips for Exercising in Cold Temperatures

Exercising in cold temperatures can be challenging—but not impossible. Stay active this winter by using these safety tips for exercising outdoors in the colder months ahead. Wear appropriate clothing. Dress in layers and wear hats, gloves and extra socks to help contain your body heat. Protect your skin. Apply lotion to your body to keep…

Common Cents: Teaching Our Kids About Money

“According to a study by the University of Cambridge, children often develop financial habits by the time they are 7 years old.”   Allowances and chores don’t exactly result in a fortune for children, but even at a young age, it’s never too early to start teaching them how to handle money responsibly. According to…

It’s That Time of the Year Again: Flu Season Is Here

The arrival of the fall and winter months signals many things, including the beginning of flu season. According to the Centers for Disease Control and Prevention (CDC), flu activity peaks between December and February. Symptoms Seasonal influenza can cause serious complications for people of any age, but children and the elderly are more vulnerable. The…