Have you considered buying flood insurance?
Before you answer “No” and add, “Why would I need that?” or “I don’t live anywhere near a river!” you should know that many home and business owners have offered similar responses and then gone on to suffer underinsured flood damage.
You don’t need to live on a riverbank to get flooded. Many floods occur far away from a body of water. Water flowing down an incline, pooling in a low-lying area or unable to enter a blocked storm drain can find its way into your home or building.
Keep in mind, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you want to purchase coverage, it’s already too late.
Please don’t go unprotected against flood damage without learning the facts about your risk and coverage options. Be informed. Be protected. Contact your PDCM Insurance agent today to talk about flood insurance.