REDUCING WINTER UTILITY BILLS

Saving Money on Utility Costs This Winter When outside temperatures begin to plummet, one of the most costly consequences is the increased energy it takes to maintain a comfortable home. Though it may be tempting to simply lower the temperature on a thermostat and bear the chilly repercussions, there are several ways to reduce your…

PREVENTING ICE DAMS

Ice dams are caused by uneven heat loss from your home in wintry conditions re-freezing melted snow. This causes the roof to warm above freezing temperature, which allows snow to melt and then re-freeze before it reaches the roof’s edge. If this cycle repeats consistently, an ice dam forms and water collects behind it. As…

Travel Insurance

What is Travel Insurance? Travel insurance can protect against the loss of non-refundable travel costs, such as airfare, hotel and tour expenses. Other types of travel insurance offer protection against losses due to medical emergencies, damage to personal property and death, which may occur away from home on vacation. The Basics: No travel policy can…

Makeover Your Recipes by Substituting Fats

Butter, oils and other fats can add flavor to your favorite recipes, but they can also add many calories. They act as a barrier so flour does not absorb as much water to give your dishes a moist, tender feel. There are many ways to reduce the fat without sacrificing taste; the trick is to…