do you need flood insurance

Do You Need Flood Insurance?

Did you know that even an inch of water seeping into your home or business can cause thousands of dollars in damage? How about the fact that flood losses are specifically excluded from homeowners and personal umbrella insurance policies? In order to safeguard your home or business, you need flood insurance provides the specific protection…

Is My Claim Flood or Sewer Backup Damage?

If your home is your castle, the last thing you want to do is to come home to water in your basement, discover that your drain has backed up, or sump pump has failed. This can create major and costly damage, but these damages can be covered. First, you must distinguish if it is flood…